Randall S. Guttery
Professor
Phone: 940.565.3073
Office: BLB 329E
Email: Guttery@unt.edu
Biography
Dr. Guttery earned BBAs in Finance and Risk Management at the University of Texas at Austin in 1982, a Master of Finance at Louisiana State University in 1991, and a Ph.D. in Finance at the University of Connecticut in 1994. He received the CLU and ChFC designations from the American College in 1985. Dr. Guttery is the Associate Dean for Graduate Programs and Professor of Finance & Real Estate in the College of Business at the University of North Texas in Denton, TX, where he has been since 1994. He has held a Louisiana real estate broker’s license since 1986. Dr. Guttery has been the university’s Certified Financial Planner program director since 1995. Dr. Guttery has taught Real Estate Decision Making, Real Estate Principles and Investment Analysis, Real Estate Finance, Real Estate Valuation and Appraisal, Comprehensive Financial Planning, Personal Finance, Risk Management and Insurance, and Corporate Finance at the graduate and/or undergraduate levels. He has published academic articles in Real Estate Economics, American Business Law Journal, The Journal of Real Estate Research, Real Estate Finance, The Journal of Real Estate Portfolio Management, Institutional Investor’s Financial Consultant Journal, Real Estate Probate and Trust Law Reporter, The American Statistical Association Proceedings, The Journal of Property Finance, Mortgage Originator Magazine, The Valuer and Land Economist, Tierra Grande Journal, Real Estate Review and many professional journals. Dr. Guttery has written a monograph on commercial real estate mortgages, has published a Real Estate Principles text for Prentice-Hall, has contributed chapters to several books, and has co-authored a financial planning text with Dalton Publications. He is USA Today’s chat host on “Talk Today,” when the topics are related to mortgages and/or refinancing decisions. Dr. Guttery also offers refinancing advice on his web site: www.RefinancingAdvice.com . His research has been featured in over 100 print media and on several radio and television stations, such as The Wall Street Journal, Forbes, NBC Nightly News with Brian Williams, PBS’s McCuistion Hour, USA Today, Smart Money, The Los Angeles Times, The San Francisco Chronicle, The Chicago Tribune, The Boston Globe, The Seattle Times, The Pittsburgh Post Gazette, The Orlando Sentinel, The Denver Post, The Dallas Morning News, The Dallas Business Journal, The Fort Worth Star-Telegram, Fort Worth Business Press, The Austin American-Statesman, The Houston Chronicle, The San Jose Mercury News, Real Times, The State Journal-Register (Springfield), Dayton Daily News, Crain’s Business, The News and Observer (Raleigh), The Des Moines Register, The Memphis Commercial Appeal, Asbury Park Press, The Fresno Bee, The Arizona Republic, Inman News Features, The Arizona Business Gazette, The Minneapolis Star Tribune, The Baton Rouge Business Report, CFP Today, The Chattanooga Times, The Kansas City Courier, The Greensboro News and Record, The Business Press, The Bozeman News, and The Denton Record-Chronicle. On a personal note, Dr. Guttery has been married to his wife, Patricia, since 1988. They have two children, Austin and Katherine, and reside in the Dallas suburb of Highland Village.

